Kyle Berglund — Tucson REALTOR®, Tierra Antigua Realty

Fair Housing Commitment

Every person who contacts Kyle Berglund gets the same service, the same information, and the same effort. This page sets out the law behind that, what it means in practice, and exactly how to file a complaint against anyone — including Kyle — who falls short of it.

Last updated August 4, 2026 · Kyle Berglund, REALTOR® — Tierra Antigua Realty, Tucson, Arizona

The pledge

Kyle Berglund and Tierra Antigua Realty are committed to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We support and comply with the Fair Housing Act and do not discriminate on the basis of race, color, religion, sex, disability, familial status, or national origin.

Every property described on this site is available to every qualified buyer, and every visitor to this site is welcome to work with Kyle.

Federal law

The federal Fair Housing Act (42 U.S.C. § 3601 and following) makes it illegal to refuse to sell or rent, to set different terms, to advertise a preference, or to otherwise discriminate in housing because of seven protected characteristics:

  • Race
  • Color
  • Religion
  • Sex
  • National origin
  • Familial status — households with children under 18, and pregnant people
  • Disability

In lending, the Equal Credit Opportunity Act adds age, marital status, and the receipt of public assistance income to that list. A lender may not treat an applicant differently on those grounds either.

Arizona law

The Arizona Fair Housing Act (A.R.S. § 41-1491 and following) mirrors the federal protections — race, color, religion, sex, national origin, familial status, and disability — and is enforced by the Civil Rights Division of the Arizona Attorney General's Office. A complaint there is free, and you do not need a lawyer to file one.

Tucson goes further — but only inside the city

Chapter 17 of the Tucson City Code, the city's human relations ordinance, prohibits housing discrimination on a longer list than state or federal law: it adds age, ancestry, sexual orientation, gender identity, and marital status to the protected characteristics above. It is enforced by the City of Tucson's Office of Equal Opportunity Programs.

The catch is jurisdictional, and it matters more here than in most metros: a large share of the Tucson area is not in the City of Tucson. Oro Valley, Marana, Sahuarita and South Tucson are separate municipalities, and Catalina Foothills, Casas Adobes, Green Valley, Vail and much else are unincorporated Pima County. The city ordinance does not reach them.

Where Kyle's policy goes further than the law

Because coverage depends on which side of a city line a house sits on, Kyle applies one standard everywhere he works instead of the local minimum. He serves clients without regard to race, color, religion, sex, national origin, familial status, or disability — and equally without regard to sexual orientation, gender identity, marital status, age, ancestry, veteran or military status, or a lawful source of income, whether the property is in midtown Tucson, Oro Valley, Marana, Green Valley, SaddleBrooke, or unincorporated county.

This is a commitment, not a legal claim about what an ordinance requires in a given jurisdiction.

What that looks like in practice

What Kyle will do

  • Show the same homes, share the same information, and give the same effort to every client at a given price point.
  • Answer questions about an area with facts and sources — school district performance data, census figures, county assessor records, published crime statistics, floodplain maps, HOA documents — and let you draw your own conclusions.
  • Tell you when a question can't be answered the way it was asked, and offer the data that actually addresses the concern behind it.
  • Present every written offer to a seller client, and document what was presented and when.
  • Refer you to lenders, inspectors, and title companies without steering you toward or away from anyone based on who you are.

What Kyle will not do

  • Steer you toward or away from a neighborhood based on your race, religion, national origin, family makeup, disability, or any other protected characteristic — including when you ask him to.
  • Answer "what kind of people live there" or "is this a good neighborhood for a family like mine." Those questions have no lawful answer from an agent, and answering them is the classic form of steering.
  • Describe a neighborhood as good or bad, safe or unsafe, up-and-coming or declining, in ways that stand in for the demographics of the people living in it.
  • Accept an instruction from a seller or landlord to exclude a buyer or renter based on a protected characteristic — a listing agreement does not override the Fair Housing Act.
  • Write or run advertising that expresses a preference, limitation, or discrimination, including through imagery and word choice.
  • Treat an assistance animal as a pet, or a request for an accommodation as an inconvenience.

The practices the law prohibits

Steering
Guiding a buyer or renter toward or away from particular neighborhoods based on a protected characteristic, whether by which homes are shown, which are described favorably, or which are quietly left out.
Blockbusting
Persuading owners to sell or rent by suggesting that people of a particular race, religion, national origin, or other protected class are moving into the area.
Redlining
Refusing to lend, insure, or provide services in an area because of the racial or ethnic composition of the people living there.
Discriminatory advertising
Any notice, statement, or advertisement — including a listing description, a social post, or the pictures chosen for it — that indicates a preference or limitation based on a protected characteristic.
Different terms or services
Different prices, deposits, qualification standards, availability, or level of service depending on who is asking.
Refusing an accommodation or modification
Denying a reasonable change to rules, policies, or practices that a person with a disability needs, or refusing to allow a reasonable physical modification of a dwelling.
Harassment and retaliation
Harassing, coercing, intimidating, or interfering with someone exercising a fair housing right — including retaliating against someone for filing a complaint or helping with one.
Appraisal bias
Valuing a property differently because of the race or national origin of the owner or the neighborhood. It is illegal, it is documented, and it is actionable.

Disability: accommodations, modifications, and design

Fair housing law goes beyond "don't discriminate" where disability is concerned. Three obligations come up constantly in Tucson:

Reasonable accommodations
A change to a rule or policy that a person with a disability needs to use a home fully — an assistance animal in a no-pets building, a reserved accessible parking space, an exception to an HOA rule for a ramp, or a different payment date tied to benefit deposits. Assistance animals are not pets, and pet fees and pet deposits do not apply to them.
Reasonable modifications
A physical change to a dwelling — grab bars, a widened doorway, a ramp, a roll-in shower. In private housing the tenant generally pays, and a landlord may not refuse a reasonable modification made at the tenant's expense.
Design and construction
Covered multifamily buildings first occupied after March 13, 1991 must meet the Fair Housing Act's accessible design requirements — accessible entrances and routes, usable doors, reinforced bathroom walls, and usable kitchens and baths. Many Tucson-area complexes do not, and that is a violation.

If you need an accommodation to tour a property or complete a transaction with Kyle, ask. It will be arranged, and nobody will ask you to prove a diagnosis to get a door held open.

Families with children, and Tucson's 55+ communities

Familial status protects households with children under 18, people who are pregnant, and people in the process of securing custody. "Adults only" apartments, occupancy rules aimed at children, and steering families toward particular buildings are all unlawful.

Age-restricted communities are the narrow, deliberate exception — and southern Arizona has a lot of them, including SaddleBrooke, much of Green Valley, and dozens of smaller developments. To qualify as housing for older persons, a community generally must have at least 80% of its occupied units housing at least one person 55 or older, publish and follow policies demonstrating intent to be 55+ housing, and verify residents' ages. A community that meets those requirements may lawfully exclude children; one that simply prefers not to rent to families may not.

Kyle will tell you plainly whether a community's age restriction is documented, and where to find the recorded CC&Rs that establish it, before you write an offer.

Appraisal bias and reconsideration of value

If an appraisal comes in unexpectedly low, look at the comparables used before accepting it. Comps pulled from across a boundary that separates neighborhoods by demographics rather than by housing stock, adjustments that don't track the market, or language about the "character" of an area are all warning signs.

You can ask your lender for a reconsideration of value, in writing, with better comparable sales attached — Kyle will pull and document them. Appraisal discrimination can also be reported to HUD, to the Consumer Financial Protection Bureau, and to the Arizona State Board of Appraisal, which licenses appraisers.

A note on this site's imagery

Advertising imagery is a fair housing issue: pictures can signal who a place is "for" as effectively as words. The photographic imagery on this site is AI-generated and illustrative, and labeled as such throughout. It does not depict actual residents, actual properties, or the composition of any real neighborhood, and it is not selected to suggest that any community is intended for, or closed to, any group.

The REALTOR® standard

As a REALTOR®, Kyle is bound by Article 10 of the National Association of REALTORS® Code of Ethics, which prohibits denying equal professional services or being party to any plan to discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. The Code is enforced by the local association through a hearing process, independently of state license law — so a complaint there is a separate route with its own teeth.

How to file a housing discrimination complaint

Filing is free, you do not need a lawyer, and retaliation for filing is itself illegal. Generally you have one year from the last discriminatory act to file an administrative complaint, and two years to bring a civil action in federal court under the Fair Housing Act. Keep dates, names, listings, texts, and emails — contemporaneous records matter.

Federal — U.S. Department of Housing and Urban Development

Arizona — Attorney General's Civil Rights Division

Tucson — free local help and city enforcement

If something Kyle did felt wrong

Tell him. A page like this is worth very little if the only way to raise a problem is a federal agency. If something he said or did felt like you were being treated differently, call or write and say so plainly — he would rather hear it directly and fix it than have you leave and say nothing.

That is in addition to, never instead of, the complaint routes above. Nothing on this page asks you to give up any right, and nothing here requires you to talk to Kyle first.

Questions about this page

To raise a concern directly, or to ask a question about any of this:

Mail reaches Kyle at Tierra Antigua Realty Northwest, 7380 N La Cholla Blvd, Tucson, Arizona 85741. Kyle Berglund is a licensed Arizona REALTOR®, license #SA668710000, and license status can be verified at any time through the Arizona Department of Real Estate at https://services.azre.gov.